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All investments involve risks, including possible loss of principal.

For more information on Franklin Templeton funds, visit franklintempleton.com, contact your financial advisor or call 1-800 DIAL BEN / (800) 342-5236 for a free prospectus. Investors should carefully consider a fund's investment goals, risks, sales charges and expenses before investing. The prospectus contains this and other information. Please read the prospectus carefully before investing or sending money.

Franklin Templeton Distributors, Inc.

One Franklin Parkway

San Mateo, CA 94403-1906

For US residents only.

© 2016 Franklin Templeton Investments. All rights reserved.