Pivo | Panload

Easy payments to friends and online, the best discounts, and services that make everyday life easier. All in one app, for customers of all banks.

PAY, SPLIT, REQUEST

Your phone number is your account number! Pick a recipient or several, enter the amount and confirm with a single swipe.

Paying with Pivo is easy and available to customers of all banks.

PAY ONLINE

Pay fast and securely in thousands of online stores. Collect your online shopping on one invoice and pay it later.

BEST DISCOUNTS AND SERVICES

Save money with hundreds of discounts. Order a pizza, buy a bus ticket or book a table. Also a digital student card for students.

SEE HOW YOU SPEND

See how you spend your money with Pivo's automatic categorization.

Available only for OP customers.

FOR CUSTOMERS OF ALL BANKS

Pivo is a free app that can be used by customers of all banks.